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O TruckingWhat is QuickPay in Trucking?
How QuickPay Works: Step by Step
Book a load with a QuickPay broker
When booking, ask if they offer QuickPay and what the rate is. Major brokers like C.H. Robinson, TQL, and Coyote offer it.
Complete the delivery
Haul the load as normal. Get your signed BOL and any required delivery documents.
Submit invoice and select QuickPay
When invoicing, choose the QuickPay option. Some brokers let you decide after delivery; others require you to opt-in before pickup. Need to generate a clean invoice quickly? Try our free freight invoice maker.
Receive payment in 1-3 days
The broker deducts the QuickPay fee (e.g., 2%) and sends the remaining amount via ACH or direct deposit within 1-3 business days.
Example Calculation
Load rate: $2,500
QuickPay fee (2%): $50
You receive: $2,450 in 2 days
vs. Standard: $2,500 in 30-45 days
QuickPay Rates by Broker (2026)
Here are current QuickPay rates from major freight brokers. Rates can change, so always confirm when booking. For detailed broker verification, see our broker credit check guide.
| Broker | QuickPay Rate | Payment Speed | Notes |
|---|---|---|---|
| C.H. Robinson | 1.5% | 2 days | One of the largest, reliable |
| TQL (Total Quality Logistics) | 2% | 2 days | Major player, consistent |
| Coyote Logistics (UPS) | 2% | 2 days | UPS-backed stability |
| XPO Logistics | 1.5% | 3 days | Large national broker |
| Echo Global Logistics | 1.5% | 3 days | Technology-forward |
| Landstar | 2% | 1-2 days | Agent-based model |
| J.B. Hunt | 1.5% | 2 days | Asset-based carrier/broker |
| Uber Freight | 2% | Same day | Instant Pay available |
| Amazon Relay | Varies | 1-7 days | Depends on route type |
* Rates as of February 2026. Always verify current rates directly with the broker.
QuickPay Pros and Cons
Advantages
- No setup required
Use it load-by-load, no account needed
- No contracts
Complete flexibility, no commitments
- Often cheaper
Typically 1.5-3% vs factoring's 2-5%
- Direct from broker
Simple, no third party involved
- Choose per invoice
Only use when you need fast cash
- No credit checks
Based on load, not your credit
Disadvantages
- Not always available
Only some brokers offer QuickPay
- Slower than factoring
1-3 days vs same-day with factoring
- No extra features
No fuel cards, credit checks, or support
- Variable rates
Each broker sets their own fee
- Must opt-in each time
Extra step on every load
- No protection
Doesn't protect against broker issues
QuickPay vs Factoring: Key Differences
| Factor | QuickPay | Factoring |
|---|---|---|
| Typical Cost | 1.5% - 3% | 1.5% - 5% |
| Payment Speed | 1-3 days | Same day - 24 hrs |
| Setup Required | None | Account setup (1-3 days) |
| Works With | Only participating brokers | Any broker |
| Contracts | Never | Some require contracts |
| Fuel Cards | No | Yes, often included |
| Broker Credit Checks | No | Yes, usually free |
Bottom Line: Use QuickPay when the broker offers it at a good rate (2% or less). Use factoring when QuickPay isn't available or you need same-day funding. Many carriers use both strategically. Learn more in our Factoring vs QuickPay comparison guide.
When Should You Use QuickPay?
Use QuickPay When:
- Broker offers 2% or less rate
- You need cash in 2-3 days (not urgent)
- Working with a reliable, known broker
- You don't want factoring contract obligations
- One-off fast payment need
Skip QuickPay When:
- Rate is over 2.5% (factoring may be better)
- You need same-day payment
- Working with unfamiliar broker
- You want broker credit check protection
- You have good cash reserves (wait for full payment)
Frequently Asked Questions
What is QuickPay in trucking?
QuickPay is a voluntary fast-payment option offered by freight brokers. Instead of waiting 30-45 days for standard payment, carriers can opt to receive payment within 1-3 business days by paying a small fee (typically 1.5-3%). It's handled directly by the broker with no third-party company involved.
How much does QuickPay cost?
QuickPay typically costs 1.5% to 3% of the invoice amount. For example, on a $2,500 load with a 2% QuickPay fee, you'd pay $50 to get paid in 2-3 days instead of waiting 30-45 days. Rates vary by broker—C.H. Robinson and XPO charge 1.5%, while TQL and Coyote charge 2%.
Is QuickPay better than factoring?
It depends on your needs. QuickPay is often cheaper (1.5-3% vs 2-5% for factoring) and requires no setup or contracts. However, factoring offers same-day payment (vs 1-3 days), works with any broker, and includes extras like fuel cards and broker credit checks. See our detailed Factoring vs QuickPay comparison.
Do all brokers offer QuickPay?
No, not all brokers offer QuickPay. Major brokers like C.H. Robinson, TQL, Coyote, XPO, Echo, Landstar, and Uber Freight offer it. Smaller regional brokers often don't have QuickPay programs. This is one advantage of factoring—it works with any broker regardless of their payment options.
How do I sign up for QuickPay?
There's no signup required. QuickPay is offered on a per-load basis. When you book a load, ask the broker if they offer QuickPay. After delivery, you can choose to use QuickPay on that invoice. Some brokers require you to select QuickPay before pickup, others allow it after delivery.
How fast is QuickPay payment?
QuickPay typically takes 1-3 business days after invoice submission. Uber Freight offers same-day "Instant Pay." Most major brokers process QuickPay within 48 hours. This is slower than factoring (which can be same-day) but much faster than standard 30-45 day terms.
QuickPay Guides
Related Resources
What is Factoring?
Complete guide to freight factoring
Factoring vs QuickPay
Detailed comparison guide
Best Factoring Companies
Top 8 companies compared
Broker Credit Check
Verify broker payment history
What is Comcheck?
Express code payment system
What is EFS?
Fuel cards & check payments
What is Detention Pay?
Compensation for waiting time
What is Layover Pay?
Compensation for waiting time
What is a Lumper Fee?
Warehouse unloading charges
What is TONU?
Canceled load fee protection